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Information according to § 5 TMG, BDSG, DSGVO and TTDSG:

This website “Expat helps expats” (EHE or company) is an offer from Bastian Schulze in Schwerin and also applies to the associated EHE social media accounts.

Bastian Schulze
Branch manager for OVB and Expat helps expats
Friedrichstraße 20
19055 Schwerin
Germany

Telefon: +49 17 17-289 269
Mail: info@expathelpsaxpats.com

Copyright notices:

Photo copyright and credits: Carey Witt, Bastian Schulze

Responsible for journalistic-editorial content is:

Bastian Schulze

Important customer information about the OVB financial advisor Bastian Schulze in Hamburg

Bastian Schulze's consultant profile at OVB:

ovb.de/portrait/unsere-berater/hamburg-bastian-schulze.html


Certified ESG-Consultant (ETHICO)
Certified investment broker - permission according to § 34f Abs. 1 GewO:
D-F-131-WA5X-94
Certified real estate loan broker - permission according to § 34i Abs. 1 GewO:
D-W-131-WR63-62
Certified isurance broker - permission according to § 34d Abs. 1 GewO: D-7P24-ELK0G-14
Bastian Schulze is an insurance agent with a license requirement according to § 34d Abs. 1
GewO, registered in the broker register according to § 34d Abs. 10 GewO, Federal Republic
of Germany professional regulation: § 34 d GewO, §§ 59 - 68 VVG, VersVermV

You can view these professional regulations on the following website:

https://www.gesetze-im-internet.de

Responsible licensing authority:

Handelskammer Hamburg
Adolphsplatz 1
D-20457 Hamburg
Germany
Tel: +49 40 36138-0

A current list of the product partners of OVB Vermögensberatung AG can be found here:

List OVB product partner as PDF


Bastian Schulze has neither direct nor indirect interests of more than ten percent in the voting rights or in the capital of an insurance company, nor do insurance companies or parent companies of insurance companies have a direct or indirect participation of more than ten percent in the voting rights or in the capital of Bastian Schulze.

Customer money / donations Bastian Schulze does not accept customer money for brokering financial products via OVB. Payments are made directly from the customer to the respective product provider. Bastian Schulze receives remuneration (commission payment) from the partner companies for brokering financial products . This is factored into the respective insurance premium. For Life in Germany Services EHE will invoice the customer for the services rendered, as agreed upon in advance.

Broker register office where the entries can be checked:


Deutscher Industrie- und Handelskammertag (DIHK) e.V.
Breite Straße 29
D-10178 Berlin
Germany
Tel. 0180 / 6005850 (20 cents / call from the German landline network, maximum 60 cents /
call from cellular networks)

https://www.dihk.de/de , https://www.vermittlerregister.info/

Information according to § 36 VSBG

Alternative dispute resolution - complaints / arbitration boards

If, as an exception, no amicable solution can be found with our company in the case of a customer complaint, our company is willing and, if the customer complaint concerns insurance products, obliged to participate in a dispute settlement procedure before the following recognized consumer arbitration board:

Arbitration board for commercial insurance, investment and credit brokerage

P.O. Box 101424
D-20009 Hamburg
Germany
Tel: +49 (0) 40 -696 508 - 90
Fax: +49 (0) 40 - 696 508 -91

kontakt@schlichtung-finanzberatung.de www.schlichtung-finanzberatung.de

The customer should note that the arbitration procedure can only be invoked if his complaint could not be resolved by our company to his satisfaction, or if our company has not processed his complaint for more than two months.

Sustainability aspects in consulting


In its advisory activities on insurance investment products and financial investments, the company is currently not pursuing a strategy of taking specific sustainability aspects into account. The negative effects of investment decisions on sustainability factors are also not currently taken into account.

However, the company constantly and regularly checks the insurance investment products and financial investments on offer for the inclusion of sustainability aspects and the consideration of negative effects of investment decisions on sustainability factors. To determine and evaluate the most important sustainability aspects, the company evaluates the product information from insurance companies and issuers and takes into account the information on non-financial risks. For this purpose, the company will, if necessary, use the evaluation by third parties. As soon as insurance investment products and financial investments are designed accordingly, the company also includes aspects of sustainability in its advisory activities on such contracts.

OVB's remuneration structures and guidelines do not provide any incentives against considering sustainability risks in insurance and investment advice.

Copyrights


The content and works on these pages created by the company are subject to German copyright law. The duplication, processing, distribution and any kind of exploitation outside the limits of copyright law require the written consent of the respective author or creator. Downloads and copies of this website are only permitted for private, non-commercial use. Insofar as the content on this page was not created by the company, the copyrights of third parties are observed. In particular contents of third parties are marked as such. If you should nevertheless become aware of a copyright infringement, we ask that you notify us accordingly. As soon as we become aware of legal violations, we will remove such content immediately.

Legal notice & disclaimer:


The company regularly checks and updates the information on its website. Despite all care, the data may have changed in the meantime. Liability or guarantee for the topicality, correctness and completeness of the information can therefore not be assumed. The same applies to websites that are referred to via hyperlinks. The company is not responsible for the content of the websites that can be reached through such a hyperlink. Furthermore, the company reserves the right to make changes or additions to the information provided.

Data protection & privacy


Please take special note of our extended section on the General Data Protection Regulation (GDPR) and the law regulating data protection and the protection of privacy in telecommunications and telemedia (TTDSG) and agree to the use of this website:

Data Protection & Cookies

Dated: 18.11.2021